Protect your future with insurance
Rest easier knowing you and your family don’t have to face risk alone by adding our custom insurance solutions to the metaphorical garden of you and your family’s economic plan. We serve individuals and families in Virginia, Washington DC, Maryland, Delaware, and Texas.
Our Expert Insurance Services
Planning to live a long time? Consider a longevity annuity. Want to mitigate your risk of ever having to rely on Medicaid for long term care? Consider long term care insurance. Worried about not being able to pay off student debt if you are no longer able to continue working in your current profession? Consider disability insurance. Have a young or inexperienced driver in the household? Consider umbrella personal liability insurance. We serve individuals and families in Virginia, Washington DC, Maryland, Delaware, and Texas.
Longevity insurance
Lifetime income annuities allow you to trade a lump sum of money for guaranteed income for life, backed by the financial strength of the insurance industry. Various options are available to customize lifetime income annuities to your financial goals, including inflation protection and refund options to protect your heirs in case you don’t live as long as you hope.
Long term care insurance
According to a joint investigation by the New York Times and KFF Health News, needing long term care greatly increases the chances that someone who has a net worth of between $171,365 to $1,827,765 (in 2020 inflation-adjusted dollars) at age 65 will die broke, defined as dying with a net worth of under $3,000. Long term care insurance can reduce the risk of ending up on Medicaid, and also reduce impact of unpaid caregiving on family members. Newer forms of long term care insurance can provide a death benefit to your heirs in the event that you never need long term care or don’t need very much.
Umbrella personal liability
Although it is rare, car accidents and other mistakes in life can sometimes result in liability judgements and settlements of a million dollars or more. Umbrella insurance can help pay out liability claims for car accidents and other covered perils after the limits of your car insurance or other liability insurance has been exhausted. This can protect you and your household from wage garnishment and asset seizure, while also assuring that there are funds available to compensate people harmed by such accidents.
Contact Tricolored Heron Agency for expert insurance solutions.
Click here to schedule a video or telephone consultation with us.
We can serve individuals and families in Virginia, Washington DC, Maryland, Delaware, and Texas.
Contact Us for expert insurance solutions
Ready to secure your financial future? Contact us today for a free consultation and let us bring your vision to life. We can serve individuals and families in Virginia, Washington DC, Maryland, Delaware, and Texas.